I QUADRUPLE DARE YOU IV

Crossword constructor Lynn Lempel has three L's in her name. Her four clues below can be answered with phrases containing four L's - consecutively. (The answer to clue 4 involves popular culture.)

1. "Let the insurance company pay."
2. Little South American pack animals
3. Phone a clothier based in Freeport, Maine
4. Boring rap release

Answers:

1. BILL LLOYDS*
2. SMALL LLAMAS
3. CALL L. L. BEAN
4. DULL LL COOL J

*LLOYDS OF LONDON - Company famous for insuring unusual things - like celebrities' legs, voices, etc.